Disaster Loans

SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.

Types of Disaster Loans

SBA provides low-interest, long-term loans for physical and economic damage caused by a declared disaster. Learn more about home and personal property, business and economic injury loans.

Home and Personal Property Loans

If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the SBA, even if you don't own a business.

Business Physical Disaster Loans

Any business or organization located in a declared disaster area and that incurred damage during the disaster may apply for a loan to help replace or restore damaged property.

Economic Injury Disaster Loans

If you are in a declared disaster area and have suffered economic injury regardless of physical damage, you may qualify for an Economic Injury Disaster Loan (EIDL).

Military Reservists Economic Injury Loans

If you have an essential employee who is a military reservist called to active duty, SBA provides loans to help eligible small businesses with operating expenses.

Current Disaster Declarations

Locate disaster areas by state and territory. You must be in an SBA declared disaster area to be eligible for SBA disaster assistance.

Drought Disaster Assistance

Affected by the drought season? Find out if you qualify for an Economic Injury Disaster Loan (EIDL).